Tip of The Week
Make sure you get a repair estimate, IN WRITING.
Have a repair shop agree in writing to contact you before continuing with any work should the repair exceed the estimate by a percentage or dollar amount you choose.
Test all repairs right away. Don't wait for spring to test repairs made in the fall. A shop is not required to honor a warranty that has expired.
When choosing a dealer or service provider, ask yourself the following:
- Are they trustworthy and competent?
- Are they convenient to you and your boat's location?
- Are they certified?
- Have you checked their references and online reputation?
Don't be Penny-Wise and Pound-Foolish. When buying a boat make sure to get a:
- Survey of the boat –and pick your own surveyor. For a list of NAMS and SAMS surveyors go to: www.boatus.com/insurance/survey.asp
- Sea Trial
- Engine inspection to include a compression test and oil analysis
Make sure the contract is contingent (and IN WRITING) on your ability to get financing and insurance, and your approval of the results of the surveys and sea trial, and that your deposit is fully refundable should the contingencies not be met.
Boat and engine warranties are a manufacturer's promise that they will correct specific problems that arise during a stated period of time. Warranties are not based on the hours a boat or engine may have been used. Consumers may be required to bear some of the costs associated with warranty repairs, such as transportation and hauling.
A good source of boat safety information is the US Coast Guard website, found online at: www.uscgboating.org/ Here you can find Coast Guard recalls, submit your own suspected safety defect or look up a boat Manufacturer's Identification Code (MIC).
Federal Law requires marine manufacturers to notify owners when boats or engines contain defects that "create a substantial risk of personal injury" or when they don't meet manufacturing regulations. Manufacturers are responsible for correcting defects discovered within ten years from the time the boat or engine was built. Boats over ten years old are not covered by recall regulations. However, if you discover that your boat was subject to a safety recall, no matter its age, the manufacturer is still responsible to make the repairs. Safety Recalls can be found on the Coast Guard website at: www.uscgboating.org/
When having an engine either rebuilt or remanufactured, make sure you understand what is and what is not included, and get everything IN WRITING. A rebuilt engine typically has portions that are repaired and cleaned, but also contains parts that aren't. A remanufactured engine typically is completely overhauled.
Manifolds and risers are considered maintenance items and with heavy use in saltwater can have a life expectancy as low a 3 years. Internally, manifolds and risers are subjected to hot exhaust and water and externally they operate in an environment with perfect conditions for corrosion. Eventually, this corrosion can cause your engine to fail.
Most used boats and private sale boats are sold as-is. Federal and state laws absolve sellers from most liability in as-is sales. Getting a survey is the best way to help minimize the risk of buying a boat as-is. Remember, as-is must be stipulated in writing in the contract to be enforceable.
Buying a boat is not necessarily the biggest expense of boat ownership. An annual budget should include your loan, storage or slip fees, insurance, operation, and maintenance fees. During the first year of ownership on a used boat, be prepared to spend up to10 to 20 percent of the purchase price for repairs and updates.
A word about service contracts: Commonly called extended warranties, service contracts are actually repair insurance policies and are often administered by a third party company. Service contracts don't create a legal obligation between the manufacturer and buyer like a warranty does. Before you buy one, read it over and make sure the coverage is worth the money.
Many boat buyers forgo a pre-purchase survey due to cost, which is a bad idea. While a survey may cost a few hundred dollars, a serious problem with the boat will likely cost thousands. A survey buys peace of mind, as well as negotiating tools. Be aware that haul-out fees are negotiable, but are typically the responsibility of the buyer. For our list of NAMS and SAMS surveyors, click here: www.boatus.com/insurance/survey.asp
Maritime law gives providers of goods and services - for example, marinas, boat yards and mechanics – the right to take legal action to "seize" a boat until repair and storage bills are paid. The legal process even gives them the right to recoup the value of their services by selling boats or property on board if bills aren't paid promptly. Good service or bad, it is up to the consumer to pay up and then dispute the charges.
Keep the lines of communication as open and friendly as possible when you have a dispute with a manufacturer, dealer or marina. Once you threaten to sue, a company will usually shut down communication. If you have reached an impasse and feel that you need assistance in dealing with a boating issue we may be able to help. You will find our "Submit a Complaint" form online at: my.boatus.com/consumer/submitcomplaint.aspx